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{"sheet":"Instructions","index":0,"n_rows":39,"n_cols":3,"rows_kept":39,"cut":false,"hidden":false,"merged":[]}
["INSTRUCTIONS"]
["Copyright © 2022 Wunsupona. This workbook is not for resale or redistribution unless explicitly approved by Wunsupona."]
[]
["1.","Savings Goals tab."]
[null,"a.","Enter Annual Household Income Estimate as well as Annual Goal Amounts.  Update Savings Descriptions as needed."]
[null,"b.","Check that your total savings percentages feel reasonable."]
[null,"c.","This does not include 401k contributions and employer matching."]
["2.","Entering Descriptions and Budget Amounts on 'Monthly Budget Tabs ('JAN', 'FEB', 'MAR', etc.)"]
[null,"a.","Savings Goal Amounts Transfer to the bottom of the January tab and can be changed on the monthly tab as needed."]
[null,null,"Each month pulls the savings goal amounts from the prior month (i.e. the MAR savings goal amounts will pull from the FEB savings goals amounts."]
[null,"b.","Add income descriptions and fill in the \"budget\" column for each."]
[null,"c.","Enter fixed expense descriptions and fill in the budget column for each."]
[null,null,"Fixed expenses are the ones that you know ahead of time and would be difficult to change month-to-month. Descriptions and budgeted amounts also auto-fill in the next month's budget."]
[null,"e.","After entering all fixed expenses, the \"Money Left to Spend This Month\" row gives you your total remaining monthly spending budget."]
[null,"f.","Adjust 'Savings Goals' as needed. and then begin entering variable expense budget amounts.  Continue to adjust 'Savings Goals' tab and variable expense budget amounts as needed."]
[null,"g.","Enter variable expense descriptions and fill in the budget column for each."]
[null,null,"These are expenses you can more easily change month-to-month. As you add budgeted variable expenses, you will see the \"Money Left to Spend This Month\" get smaller."]
["3.","Entering Actual Amounts on Monthly Budget Tabs (i.e. 'JAN, 'FEB', 'MAR', etc.)"]
[null,"a.","Enter actual income, expense, and savings amounts."]
[null,"b.","Compare actual to budgeted amounts and adjust behavior/spending as needed."]
[null,"c.","You may also need to adjust your savings goals and budget amounts based on your actual income and spending habits."]
[null,null,"You do not need a perfect budget each month.  This is a process that will take time and will require adjustments throughout the year."]
["4.","Monitoring"]
[null,"a.","Each month review the projected rows at the bottom of each monthly budget tab (i.e. 'JAN', 'FEB', MAR', etc.)."]
[null,"b.","If the 'Money Left to Spend This Month' amount is positive, you successfully budgeted, saved, and spent.  "]
[null,"c.","If the \"Money Left to Spend This Month\" amount is negative, you spent more than your income for the month.  "]
[null,null,"Make sure your 'Extra Money Saved So Far This year' amount, which shows how you've done during the year compared to your budget amounts, is still a positive number.  "]
["5.","Continuous Budgeting Efforts"]
[null,"a.","You can tweak this tool to better align with how you prefer to budget and record actual amounts each month."]
[null,"b.","Feel free to increase or decrease the level of detail. "]
[null,"c.","It may be easier to only budget and enter actual amounts at the Category level instead of entering specific lines descriptions and amounts each month."]
[null,"d.","Do what works for you."]
[null,null,"You may benefit from more detail in the beginning iin order to gain an understanding of where your dollars are being spent."]
[null,null,"You can then adjust to a less detailed budgeting plan once that understanding is reached."]
[]
[6,"Locked Cells"]
[null,"a.","To UnProtect a SHEET in effort to modify a formula, go to the Review section on the top button bar and click \"UnProtect Sheet\"."]
[null,"b.","Once formula modifcations are completed, be sure to click \"Protect Sheet\"."]
[null,"c.","NOTE: Each SHEET is Protected individually, therefore you have to Enable/Disable Protection on each sheet requiring modification."]

{"sheet":"Savings Goals","index":1,"n_rows":36,"n_cols":7,"rows_kept":36,"cut":false,"hidden":false,"merged":[[1,4,1,5]]}
["ANNUAL HOUSEHOLD INCOME (ESTIMATE):",100000]
[null,null,null,null,"Goal Amount"]
[null,"CATEGORY","DESCRIPTION","TYPE","Annual","Monthly","PERCENT"]
["GOALS","Savings","Emergency Funds Safety Net (High Interest Online Savings Acct)","Fixed",1440,{"$f":"E4/12","v":120},{"$f":"E4/$B$1","v":1.44E-2}]
[null,null,"Additional Retirement Savings","Variable",0,0,0]
[null,null,"Short-term (Family visits, credit cards, etc.)","Variable",0,0,0]
[null,null,"Vacations","Variable",0,0,0]
[null,null,"Long-term (House, Moving Exp, Furniture, Food Staples, etc.)","Variable",0,0,0]
[null,null,"Long-term Car","Variable",0,0,0]
[null,null,null,"Variable",0,{"$f":"E10/12","v":0},{"$f":"E10/$B$1","v":0}]
[null,null,null,"Variable",0,{"$f":"E11/12","v":0},{"$f":"E11/$B$1","v":0}]
[null,"TOTAL SAVINGS",null,null,{"$f":"SUM(E4:E9)","v":1440},{"$f":"SUM(F4:F9)","v":120},{"$f":"SUM(G4:G9)","v":1.44E-2}]
[]
[]
[null,null,"TEST DATA"]
[null,null,"PAYCHECK DEDUCTIONS (Every 2 Weeks)"]
[null,null,"Non-Tax Related"]
[null,null,"Pension Contribution",300]
[null,null,"Pre-Tax Dental",20]
[null,null,"Pre-Tax Health",230]
[null,null,"Deferred Comp",300]
[null,null,"Contributory Insurance",20]
[null,null,"Total Non-Tax Related (Itemized on monthly tabs)",{"$f":"SUM(D18:D22)","v":870}]
[]
[]
[]
[null,null,"Tax, Medicare, Unemployment, etc"]
[null,null,"Federal Income Tax",450]
[null,null,"FICA",230]
[null,null,"NY Income Tax",125]
[null,null,"Medicare",54]
[null,null,"Unemployment Ins",17]
[null,null,"Total",{"$f":"SUM(D28:D32)","v":876}]
[null,null,"NY Gross Wages (Every 2-Weeks)",4000]
[null,null,"Net After Tax (Above itemization-NY Gross)",{"$f":"SUM(D34-D33)","v":3124}]
[null,null,"Calculate Monthly (NetAfterTax * 26wks / 12months)",{"$f":"SUM(D35*26)/12","v":6768.666666666667}]

{"sheet":"Subscriptions","index":2,"n_rows":10,"n_cols":2,"rows_kept":10,"cut":false,"hidden":false,"merged":[]}
["Subscription Services","Monthly Amount"]
["MS Office",10]
["Streaming At It's Best",55]
["Parmount+",0]
[]
[]
[]
[]
[]
["TOTAL",{"$f":"SUM(B2:B9)","v":65}]

{"sheet":"JAN","index":3,"n_rows":97,"n_cols":8,"rows_kept":97,"cut":false,"hidden":false,"merged":[[1,1,1,7]]}
[]
[null,"MONTHLY BUDGET"]
[]
[null,null,"CATEGORY","DESCRIPTION","TYPE","ACTUAL","BUDGET","OVER / (UNDER)"]
[null,"INCOME","Paycheck (Every 2-weeks, After-Tax)","New Jersey (See Savings Goal tab for details)","Fixed",{"$f":"IncomeNet","v":6768.666666666667},{"$f":"IncomeNet","v":6768.666666666667},{"$f":"G5-F5","v":0}]
[null,null,null,"Resilent Minds","Variable",null,0,{"$f":"G6-F6","v":0}]
[null,null,null,null,null,null,0,{"$f":"G7-F7","v":0}]
[null,null,null,null,null,null,0,0]
[null,null,null,null,null,null,0,{"$f":"G9-F9","v":0}]
[null,null,null,"Subtotal",null,{"$f":"SUM(F5:F9)","v":6768.666666666667},{"$f":"SUM(G5:G9)","v":6768.666666666667},{"$f":"SUM(H5:H9)","v":0}]
[null,null,"Additional Income","Bonuses, Tips, Commissions, Miscellaneous Sales, Etc.","Variable",null,0,{"$f":"G11-F11","v":0}]
[null,null,null,"Savings Interest","Variable",null,0,{"$f":"G12-F12","v":0}]
[null,null,null,"Credit Card Cash Back","Variable",null,0,{"$f":"G13-F13","v":0}]
[null,null,null,"Credit Card Cash Back","Variable",null,0,{"$f":"G14-F14","v":0}]
[null,null,null,"Credit Card Cash Back","Variable",null,0,{"$f":"G15-F15","v":0}]
[null,null,null,null,"Variable",null,0,0]
[null,null,null,null,"Variable",null,0,0]
[null,null,null,"Subtotal",null,{"$f":"SUM(F11:F13)","v":0},{"$f":"SUM(G11:G13)","v":0},{"$f":"SUM(H11:H13)","v":0}]
[null,null,"TOTAL INCOME",null,null,{"$f":"SUM(F18,F10)","v":6768.666666666667},{"$f":"SUM(G18,G10)","v":6768.666666666667},{"$f":"SUM(H18,H10)","v":0}]
[]
[null,"EXPENSES","Home","Rent/Mortgage","Fixed",null,0,{"$f":"G21-F21","v":0}]
[null,null,null,"Home Insurance","Fixed",null,0,0]
[null,null,null,"HOA","Fixed",null,0,0]
[null,null,null,"Electric","Variable",null,0,0]
[null,null,null,"Gas","Variable",null,0,0]
[null,null,null,"Water & Garbage","Variable",null,0,0]
[null,null,null,"Internet","Variable",null,0,0]
[null,null,null,"Personal Property or Other Taxes","Variable",null,0,0]
[null,null,null,"Phone","Fixed",null,0,0]
[null,null,null,"Home Furnishings, Repairs","Variable",null,0,0]
[null,null,null,null,"Variable",null,0,{"$f":"G31-F31","v":0}]
[null,null,null,null,"Variable",null,0,0]
[null,null,null,"Subtotal",null,{"$f":"SUM(F21:F30)","v":0},{"$f":"SUM(G21:G30)","v":0},{"$f":"SUM(H21:H30)","v":0}]
[null,null,"Transportation","Car Insurance","Fixed",null,0,{"$f":"G34-F34","v":0}]
[null,null,null,"Car Oil Changes","Variable",null,0,0]
[null,null,null,"Car Tires","Variable",null,0,0]
[null,null,null,"Car Repairs","Variable",null,0,0]
[null,null,null,"Auto Gas","Variable",null,0,0]
[null,null,null,"Public Transit / Ride-Share Programs","Fixed",null,0,0]
[null,null,null,null,"Fixed",null,0,{"$f":"G40-F40","v":0}]
[null,null,null,null,"Fixed",null,0,0]
[null,null,null,"Subtotal",null,{"$f":"SUM(F34:F41)","v":0},{"$f":"SUM(G34:G41)","v":0},{"$f":"SUM(H34:H41)","v":0}]
[null,null,"Other Debt Payments","Car Loan","Fixed",null,0,{"$f":"G43-F43","v":0}]
[null,null,null,"Credit Card #1","Variable",null,0,0]
[null,null,null,"Credit Card #2","Variable",null,0,0]
[null,null,null,"Credit Card #3","Variable",null,0,0]
[null,null,null,null,"Fixed",null,null,{"$f":"G47-F47","v":0}]
[null,null,null,null,"Fixed",null,0,0]
[null,null,null,null,"Fixed",null,0,0]
[null,null,null,"Subtotal",null,{"$f":"SUM(F43:F49)","v":0},{"$f":"SUM(G43:G49)","v":0},{"$f":"SUM(H43:H49)","v":0}]
[null,null,"Family Care","Medical Insurance","Variable",null,0,{"$f":"G51-F51","v":0}]
[null,null,null,"Medical CoPays","Variable",null,0,0]
[null,null,null,"Medical Out-of-Pocket","Variable",null,0,0]
[null,null,null,"Dental","Variable",null,0,0]
[null,null,null,"Groceries ","Variable",null,0,0]
[null,null,null,"Prescriptions","Variable",null,0,0]
[null,null,null,"Vitamins and Gummies","Variable",null,0,0]
[null,null,null,"Clothing, shoes, hats, etc","Variable",null,0,0]
[null,null,null,"Personal Care (Haircuts, Pedicures, Etc.)","Variable",null,0,{"$f":"G59-F59","v":0}]
[null,null,null,"Gym","Variable",null,0,{"$f":"G60-F60","v":0}]
[null,null,null,"Pets (Food, Vet, Boarding, Etc.)","Variable",null,0,0]
[null,null,null,"Alchohol","Variable",null,0,0]
[null,null,null,null,"Variable",null,0,{"$f":"G63-F63","v":0}]
[null,null,null,"Subtotal",null,{"$f":"SUM(F51:F61)","v":0},{"$f":"SUM(G51:G61)","v":0},{"$f":"SUM(H51:H61)","v":0}]
[null,null,"Entertainment","Restaurants, Bars, Etc.","Variable",null,0,{"$f":"G65-F65","v":0}]
[null,null,null,"Travel (Personal)","Variable",null,0,0]
[null,null,null,"Hobbies, Other Entertainment","Variable",null,0,0]
[null,null,null,"Work trips food & drink","Variable",null,0,0]
[null,null,null,null,"Variable",null,0,{"$f":"G69-F69","v":0}]
[null,null,null,null,"Variable",null,0,0]
[null,null,null,"Subtotal",null,{"$f":"SUM(F65:F70)","v":0},{"$f":"SUM(G65:G70)","v":0},{"$f":"SUM(H65:H70)","v":0}]
[null,null,"Miscellaneous","Gifts - Morgan","Variable",null,null,{"$f":"G72-F72","v":0}]
[null,null,null,"Gifts - Others","Variable",null,0,0]
[null,null,null,"Donations","Variable",null,{"$f":"Subscriptions!B10","v":65},65]
[null,null,null,"Tips, Uber, DoorDash, etc","Variable",null,0,0]
[null,null,null,"Subscriptions (MS Office, Streaming Services, etc.)","Variable",null,0,0]
[null,null,null,"Cash Expenses","Variable",null,0,0]
[null,null,null,"Pension Contribution","Variable",null,0,0]
[null,null,null,"Contributory Insurance","Variable",null,0,{"$f":"G79-F79","v":0}]
[null,null,null,"Other Miscellaneous","Variable",null,0,0]
[null,null,null,null,"Variable",null,0,0]
[null,null,null,null,"Variable",null,0,0]
[null,null,null,"Subtotal",null,{"$f":"SUM(F72:F76)","v":0},{"$f":"SUM(G72:G76)","v":65},{"$f":"SUM(H72:H76)","v":65}]
[null,null,"TOTAL EXPENSES",null,null,{"$f":"SUM(F83,F71,F64,F50,F42,F33)","v":0},{"$f":"SUM(G83,G71,G64,G50,G42,G33)","v":65},{"$f":"SUM(H83,H71,H64,H50,H42,H33)","v":65}]
[]
[null,"GOALS","Savings",{"$f":"'Savings Goals'!C4","v":"Emergency Funds Safety Net (High Interest Online Savings Acct)"},{"$f":"'Savings Goals'!D4","v":"Fixed"},null,{"$f":"'Savings Goals'!F4","v":120},{"$f":"G86-F86","v":120}]
[null,null,null,{"$f":"'Savings Goals'!C5","v":"Additional Retirement Savings"},{"$f":"'Savings Goals'!D5","v":"Variable"},null,{"$f":"'Savings Goals'!F5","v":0},0]
[null,null,null,{"$f":"'Savings Goals'!C6","v":"Short-term (Family visits, credit cards, etc.)"},{"$f":"'Savings Goals'!D6","v":"Variable"},null,{"$f":"'Savings Goals'!F6","v":0},0]
[null,null,null,{"$f":"'Savings Goals'!C7","v":"Vacations"},{"$f":"'Savings Goals'!D7","v":"Variable"},null,{"$f":"'Savings Goals'!F7","v":0},0]
[null,null,null,{"$f":"'Savings Goals'!C8","v":"Long-term (House, Moving Exp, Furniture, Food Staples, etc.)"},{"$f":"'Savings Goals'!D8","v":"Variable"},null,{"$f":"'Savings Goals'!F8","v":0},0]
[null,null,null,{"$f":"'Savings Goals'!C9","v":"Long-term Car"},{"$f":"'Savings Goals'!D9","v":"Variable"},null,{"$f":"'Savings Goals'!F9","v":0},{"$f":"G91-F91","v":0}]
[null,null,null,{"$f":"'Savings Goals'!C10","v":0},{"$f":"'Savings Goals'!D10","v":"Variable"},null,{"$f":"'Savings Goals'!F10","v":0},0]
[null,null,null,{"$f":"'Savings Goals'!C11","v":0},{"$f":"'Savings Goals'!D11","v":"Variable"},null,{"$f":"'Savings Goals'!F11","v":0},0]
[null,null,"TOTAL SAVINGS",null,null,{"$f":"SUM(F86:F89)","v":0},{"$f":"SUM(G86:G91)","v":120},{"$f":"SUM(H86:H91)","v":120}]
[]
[null,"PROJECTED","MONEY LEFT TO SPEND THIS MONTH",null,null,{"$f":"F19-F84-F94","v":6768.666666666667},{"$f":"G19-G84-G94","v":6583.666666666667},{"$f":"F96-G96","v":185}]
[null,null,"EXTRA MONEY SAVED SO FAR THIS YEAR",null,null,{"$f":"F96","v":6768.666666666667},{"$f":"G96","v":6583.666666666667},{"$f":"F97-G97","v":185}]

{"sheet":"FEB","index":4,"n_rows":97,"n_cols":8,"rows_kept":97,"cut":false,"hidden":false,"merged":[[0,1,0,7],[1,1,1,7]]}
[]
[null,"MONTHLY BUDGET"]
[]
[null,null,"CATEGORY","DESCRIPTION","TYPE","ACTUAL","BUDGET","OVER / (UNDER)"]
[null,"INCOME",{"$f":"JAN!C5","v":"Paycheck (Every 2-weeks, After-Tax)"},{"$f":"JAN!D5","v":"New Jersey (See Savings Goal tab for details)"},"Fixed",null,{"$f":"JAN!G5","v":6768.666666666667},{"$f":"G5-F5","v":6768.666666666667}]
[null,null,null,{"$f":"JAN!D6","v":"Resilent Minds"},"Variable",null,{"$f":"JAN!G6","v":0},{"$f":"G6-F6","v":0}]
[null,null,null,{"$f":"JAN!D7","v":0},{"$f":"JAN!E7","v":0},null,{"$f":"JAN!G7","v":0},{"$f":"G7-F7","v":0}]
[null,null,null,{"$f":"JAN!D8","v":0},{"$f":"JAN!E8","v":0},null,{"$f":"JAN!G8","v":0},0]
[null,null,null,{"$f":"JAN!D9","v":0},{"$f":"JAN!E9","v":0},null,{"$f":"JAN!G9","v":0},{"$f":"G9-F9","v":0}]
[null,null,null,"Subtotal",null,{"$f":"SUM(F5:F9)","v":0},{"$f":"SUM(G5:G9)","v":6768.666666666667},{"$f":"SUM(H5:H9)","v":6768.666666666667}]
[null,null,{"$f":"JAN!C11","v":"Additional Income"},{"$f":"JAN!D11","v":"Bonuses, Tips, Commissions, Miscellaneous Sales, Etc."},"Variable",null,{"$f":"JAN!G11","v":0},{"$f":"G11-F11","v":0}]
[null,null,null,{"$f":"JAN!D12","v":"Savings Interest"},"Fixed",null,{"$f":"JAN!G12","v":0},{"$f":"G12-F12","v":0}]
[null,null,null,{"$f":"JAN!D13","v":"Credit Card Cash Back"},{"$f":"JAN!E13","v":"Variable"},null,{"$f":"JAN!G13","v":0},{"$f":"G13-F13","v":0}]
[null,null,null,{"$f":"JAN!D14","v":"Credit Card Cash Back"},"Variable",null,{"$f":"JAN!G14","v":0},{"$f":"G14-F14","v":0}]
[null,null,null,{"$f":"JAN!D15","v":"Credit Card Cash Back"},{"$f":"JAN!E15","v":"Variable"},null,{"$f":"JAN!G15","v":0},0]
[null,null,null,{"$f":"JAN!D16","v":0},{"$f":"JAN!E16","v":"Variable"},null,{"$f":"JAN!G16","v":0},0]
[null,null,null,{"$f":"JAN!D17","v":0},"Variable",null,{"$f":"JAN!G17","v":0},0]
[null,null,null,"Subtotal",null,{"$f":"SUM(F11:F13)","v":0},{"$f":"SUM(G11:G13)","v":0},{"$f":"SUM(H11:H13)","v":0}]
[null,null,"TOTAL INCOME",null,null,{"$f":"SUM(F18,F10)","v":0},{"$f":"SUM(G18,G10)","v":6768.666666666667},{"$f":"SUM(H18,H10)","v":6768.666666666667}]
[]
[null,"EXPENSES",{"$f":"JAN!C21","v":"Home"},{"$f":"JAN!D21","v":"Rent/Mortgage"},"Fixed",null,{"$f":"JAN!G21","v":0},{"$f":"G21-F21","v":0}]
[null,null,null,{"$f":"JAN!D22","v":"Home Insurance"},{"$f":"JAN!E22","v":"Fixed"},null,{"$f":"JAN!G22","v":0},0]
[null,null,null,{"$f":"JAN!D23","v":"HOA"},{"$f":"JAN!E23","v":"Fixed"},null,{"$f":"JAN!G23","v":0},0]
[null,null,null,{"$f":"JAN!D24","v":"Electric"},{"$f":"JAN!E24","v":"Variable"},null,{"$f":"JAN!G24","v":0},{"$f":"G24-F24","v":0}]
[null,null,null,{"$f":"JAN!D25","v":"Gas"},"Fixed",null,{"$f":"JAN!G25","v":0},0]
[null,null,null,{"$f":"JAN!D26","v":"Water & Garbage"},{"$f":"JAN!E26","v":"Variable"},null,{"$f":"JAN!G26","v":0},0]
[null,null,null,{"$f":"JAN!D27","v":"Internet"},{"$f":"JAN!E27","v":"Variable"},null,{"$f":"JAN!G27","v":0},0]
[null,null,null,{"$f":"JAN!D28","v":"Personal Property or Other Taxes"},{"$f":"JAN!E28","v":"Variable"},null,{"$f":"JAN!G28","v":0},{"$f":"G28-F28","v":0}]
[null,null,null,{"$f":"JAN!D29","v":"Phone"},"Fixed",null,{"$f":"JAN!G29","v":0},0]
[null,null,null,{"$f":"JAN!D30","v":"Home Furnishings, Repairs"},{"$f":"JAN!E30","v":"Variable"},null,{"$f":"JAN!G30","v":0},0]
[null,null,null,{"$f":"JAN!D31","v":0},{"$f":"JAN!E31","v":"Variable"},null,{"$f":"JAN!G31","v":0},0]
[null,null,null,{"$f":"JAN!D32","v":0},{"$f":"JAN!E32","v":"Variable"},null,{"$f":"JAN!G32","v":0},0]
[null,null,null,"Subtotal",null,{"$f":"SUM(F21:F30)","v":0},{"$f":"SUM(G21:G30)","v":0},{"$f":"SUM(H21:H30)","v":0}]
[null,null,{"$f":"JAN!C34","v":"Transportation"},{"$f":"JAN!D34","v":"Car Insurance"},{"$f":"JAN!E34","v":"Fixed"},null,{"$f":"JAN!G34","v":0},{"$f":"G34-F34","v":0}]
[null,null,null,{"$f":"JAN!D35","v":"Car Oil Changes"},{"$f":"JAN!E35","v":"Variable"},null,{"$f":"JAN!G35","v":0},0]
[null,null,null,{"$f":"JAN!D36","v":"Car Tires"},{"$f":"JAN!E36","v":"Variable"},null,{"$f":"JAN!G36","v":0},0]
[null,null,null,{"$f":"JAN!D37","v":"Car Repairs"},{"$f":"JAN!E37","v":"Variable"},null,{"$f":"JAN!G37","v":0},0]
[null,null,null,{"$f":"JAN!D38","v":"Auto Gas"},{"$f":"JAN!E38","v":"Variable"},null,{"$f":"JAN!G38","v":0},{"$f":"G38-F38","v":0}]
[null,null,null,{"$f":"JAN!D39","v":"Public Transit / Ride-Share Programs"},{"$f":"JAN!E39","v":"Fixed"},null,{"$f":"JAN!G39","v":0},0]
[null,null,null,{"$f":"JAN!D40","v":0},{"$f":"JAN!E40","v":"Fixed"},null,{"$f":"JAN!G40","v":0},0]
[null,null,null,{"$f":"JAN!D41","v":0},{"$f":"JAN!E41","v":"Fixed"},null,{"$f":"JAN!G41","v":0},0]
[null,null,null,"Subtotal",null,{"$f":"SUM(F34:F40)","v":0},{"$f":"SUM(G34:G40)","v":0},{"$f":"SUM(H34:H40)","v":0}]
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